How to Invest2023-11-22T15:57:27-06:00

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Don’t overcomplicate investing—consider the simplicity of owning the Monetta Young Investor Growth Fund

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The Monetta Young Investor Growth Fund may be a fit for…

investing with monettaGet started now—investing doesn’t have to be complicated

With low minimums, a simple application process and built-in diversification with the Monetta Young Investor Growth Fund, getting started with investing is easy at Monetta. The Monetta Young Investor Growth Fund is intended to serve as a core component to a portfolio, whether as a first-ever investment by a young investor or as a basic portfolio building block for an investor of any age. The combination of passive and active components is designed to serve as a turnkey solution—offering broad-based market exposure plus a carefully selected group of high quality, growth-oriented companies.

saving for college monettaSupport your progress with SAGE Scholars Tuition Rewards

We’re passionate about helping families save for college. In our experience, the most important success factor for investing with a goal to pay for college is simply to start in—and maintain your momentum with an Automatic Investment program. From the very first day, you can also benefit thanks to our partnership with SAGE Scholars, Inc. Monetta is one of the only mutual fund families to participate in the SAGE Scholars Tuition Rewards Program, which enables families to earn tuition discounts at over 450 private colleges and universities nationwide.

monetta-gift-financialGive the gift of investing- and financial knowledge

Monetta is deeply devoted to promoting financial education and engagement among youth. Every quarter, we send a Kids Newsletter to investors who let us know they are investing on behalf of a child (or are themselves children!). Check out our Kids Corner for a library of educational games and other materials. Most important of all, kids can gain important hands-on experience tracking their investments and learning about the companies in their portfolios. The Monetta Young Investor Growth Fund is designed to serve as a core component of an investor’s portfolio and includes both active and passive components- which may provide an ideal learning context for young investors.

Think of a “planetary portfolio” to stay on track for the long term

To stay on track over several decades of saving for retirement, it helps to visualize your portfolio as if it were our solar system. The Sun, represented by the S&P 500® Index, is the center or core that is always there, generating a market return (usually positive, though sometimes negative). The planets, represented by individual stock investments, tend to be more risky than the core, diversified portfolio. Some people may wish to implement that approach on their own. But for people who prefer a more turnkey approach, we offer The Monetta Young Investor Growth Fund—with its combination of passive (the Sun) and active (the planets) components. We welcome investments from retirement accounts such as IRAs and make automatic investments and withdrawals easy.

About the Monetta Young Investor Growth Fund

The Monetta Young Investor Growth Fund seeks long-term capital growth by employing a symbiotic “passive/active” investment approach.

The Monetta Young Investor Growth Fund seeks long-term capital growth by employing a symbiotic “passive/active” investment approach. We call this innovative construction a “Core Plus” approach to investing. We believe it keeps things simple for investors and offers potential benefits from both passive and active approaches.

Approximately 50% of the Fund’s assets are invested in indexed products that seek to track performance of the S&P 500® Index. This portion of the portfolio provides broad diversification in a way designed to avoid market-timing mistakes and the risk of poor stock selections.

Over long periods, the average managed stock fund rarely beats a broad-based market index such as the S&P 500 Index. Investors can know that at least a portion of their portfolio may approximate the return of the S&P 500 Index, which has historically generated attractive long-term returns.

The active component provides the potential for outperformance relative to the S&P 500 Index. We focus on large, growing companies because they tend to be:

  • More stable—Larger companies tend to have widely recognized and well-established businesses that have a proven competitive edge
  • More predictable—Larger companies’ revenue sources tend to be more predictable than less established companies
  • Less volatile—Large-cap stocks tend to be less volatile than mid- and small-cap stocks
  • More conservative—Historically, large-cap stocks have been more dependable, particularly in times of market stress
Learn More

Looking for a more traditional stock-picking fund focused on growth companies?
Click here to learn more about the Monetta Fund.

Two Easy Ways to Invest

To invest directly with Monetta, just download a simple form and mail it in with a check.
Or, if you have an account with one of our partners, you can buy shares through their sites—often without any transaction fee.
Our Partners

Just search for Monetta Young Investor Growth Fund either by name or by its ticker symbol, MYIFX. (For the Monetta Fund, look for ticker MONTX.) For a full list of companies where you can invest in the Monetta Funds, click here.

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Fund Performance

Daily Performance (Page Updated 2/23/2024 )
FundTickerNAV$NAV Change$Change%YTD%
Monetta FundMONTX26.31-0.03-0.116.65
Monetta Young Investor FundMYIFX18.25-0.01-0.057.04
S&P 500® IndexSPTR0.046.91
Expense Ratio
FundAnnualized Gross Expense Ratio (a)Annualized Net Expense Ratio
Monetta Fund1.41%N/A
Monetta Young Investor Growth Fund 1.49%N/A
Source – Prospectus dated 04/30/2023.

(a) Gross expense ratios include Acquired Fund Fees and Expenses of 0.00% for Monetta Fund, 0.04% for the Monetta Young Investor Growth Fund.
Month End Performance and Historical Performance (Average Annual Total Return Quoted as of 01/31/2024)
FundTicker1 Yr3 Yr5 Yr10 YrLifeInception Date
Monetta FundMONTX23.854.8511.6610.358.3505/06/1986
Monetta Young Investor FundMYIFX25.137.6112.5811.2911.2012/12/2006
S&P 500® Index20.8210.9914.3012.62
Quarter End Performance and Historical Performance (Average Annual Total Return Quoted as of 12/31/2023)
FundTicker1 Yr3 Yr5 Yr10 YrLifeInception Date
Monetta FundMONTX31.293.6913.119.698.3105/06/1986
Monetta Young Investor FundMYIFX32.746.5714.0910.6911.1512/12/2006
S&P 500® Index26.2910.0015.6912.03

Performance data quoted represents past performance; past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance of the fund may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling 1-800-241-9772.

Opening an Account for a Child?

Monetta has always had a passion to educate kids about money. A basic understanding of money and how it works helps create smart consumer habits that can lead to financial independence.

If you open a custodial account for a child, let us know and we will send a Monetta Kids Financial Kit.

Learn More
Monetta Financial Services - Kids Corner Financial Kit

Frequently Asked Questions

“All too often, people overcomplicate the investment process.
Our goal is to break down investing myths and concepts to help individuals make sound long-term investment decisions.”

-Robert S. Bacarella

Why should I invest in mutual funds?

We believe mutual funds, which pool investors’ assets to purchase and own various types of securities, are a good choice for investors who want to keep investing simple. Mutual funds come in all different shapes and sizes. In our case, we focus on large-cap growth stocks. “Large-cap” is short for “large capitalization”—that is, big companies. “Growth stocks” refers to companies that are demonstrating growth in revenues or other metrics.

What are the fund's investment objectives?

The Core Growth Fund seeks long-term capital growth with a passive/ active approach. The Monetta Fund seeks long-term capital growth by investing in those industry sectors and companies that the Adviser believes offer above average long-term growth potential. For detailed information about the investment objectives of the Monetta Young Investor Growth Fund and the Monetta Fund, review each fund’s prospectus here.

What is a no-load fund?

We believe investing should be simple and welcoming to all—no salesperson (and commission) required. Neither the Monetta Young Investor Growth Fund nor the Monetta Fund charges any up-front fees upon initial investment. Those fees are referred to as “loads” in the industry.

What is the initial investment required to open an account?

Start with just $100, with an automatic investment plan of $25 or more per month OR, open an account with $1,000— no additional investment required.

Where can I find Monetta's educational resources for kids?

Visit our Kids Corner to read past issues of our quarterly Monetta MoneyTalk Family Edition newsletter, play educational games and access a wealth of hands-on learning materials.

Still Have Questions?

Download an Investment Kit PDF

Monetta Young Investor Growth Fund
Monetta Fund

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