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Monetta Online Challenge

Monetta Family of Mutual Funds

1776-A S. Naperville Rd., Suite 100
Wheaton, IL 60189
1-800-MONETTA
Phone: 630.462.9800
Fax: 630.462.9332

SUBMISSION REQUIREMENTS


To Enter:

You must be a Monetta Shareholder to enter or win prize. To enter, provide your name, mailing address, telephone number and e-mail address on the official entry form at the MONETTA web site http://www.monetta.com/ Limit one entry per person. The contest ends 11:59 p.m. U.S. Central Time Zone
October 15th, 2010. 

Eligibility:
Contest is open to Monetta Shareholders only.

Winner Selection:

One (1) winner will be chosen, from a drawing of all eligible entries received before October 15, 2010. Winners will be contacted via the email address provided on the official entry form. Odds of winning depend upon the number of eligible entries received.

Prizes:
Winner will receive one $25 Target Gift Card

General Conditions:
By entering the contest, each entrant accepts and agrees to be bound by Official Monetta.com Internet Contest Rules and by the decision of the judges, which will be final and binding in all respects. Contestants consent to monetta.com's use of their names and likeness for advertising and publicity purposes, without additional compensation, unless prohibited by law. Monetta.com is not responsible for computer system, phone line, hardware, software, program malfunctions, or other errors, failures or delays in computer transmissions or network connections that are human or technical in nature. All prizes will be awarded.

Winner Notification:
The name of the winner will be posted on the Monetta.com web site at http://www.monetta.com. Winner will be notified within 7 (seven) days by email.  Receipt of the shareholder Online Challenge Game gift requires being a Monetta Shareholder, completion of online form, including: name, shipping address and a valid email address. Upon completion of all requirements, we will promptly ship your Online Challenge gift to your verified shipping address. For more information please e-mail us at info@monetta.com or call
1-800 Monetta. Fund holdings are subject to change and should not be considered a recommendation to buy or sell any security.

Top 10 Holdings for the Monetta Young Investor Fund

The portion of the Young Investor Fund that invests in underlying ETF’s that track the Index will be subject to certain risks which are unique to tracking the Index. By investing in ETF’s, you will indirectly bear your share of any fees and expenses charged by the underlying funds, in addition to indirectly bearing the principal risks of the funds. Please refer to the prospectus for further details.

Monetta Financial Services, Inc. (MFSI) is the investment advisor to the Monetta Funds. The advisor has contracted with Sage Scholars, Inc. to offer Tuition Rewards (points) to all Monetta Fund Shareholders that enroll in the Tuition Rewards program through Monetta's website.

Tuition Rewards are remitted solely as a reduction from the college’s full tuition bill and are not awarded in cash.
Certain restrictions may apply. The Tuition Rewards program is offered and administered by SAGE Scholars, Inc., a private for-profit corporation. Monetta Financial Services, Inc., (MFSI) through a partnership with SAGE Scholars offers a college tuition reduction program that may be used at over 245 participating colleges nationwide. All costs for the College Savings Program, including participation in the Tuition Rewards Program, are paid by MFSI. For program details and restrictions please visit www.tuitionrewards.com.

Tuition Reward registration bonus points are issued one time only. If the investor and/or student already has a Tuition Rewards account through Monetta or another SAGE financial partner, he or she is not eligible for additional registration points.

For custodial accounts, MFSI has a "college savings program" where the Monetta Shareholders automatically receive an investment kit, a quarterly newsletter, various educational materials and in addition, if enrolled, will receive Tuition Rewards.

All costs for the College Savings Program, including participation in the Tuition Rewards Program, are paid by MFSI.

Mutual Fund investing involves risk. Principal loss is possible.


The Funds may invest in more volatile sectors, which could result in a disproportionate return or loss compared to its benchmarks. Common stocks tend to be more volatile than other investment choices. The Fund invests in smaller companies, and small-cap stocks tend to be more volatile and risky than large-cap stocks. Investing in certain funds involve special risks, such as those related to small and mid-capitalization stocks, investments in funds that track an index and funds that focus their investments in a particular industry. Please refer to the prospectus for more details pertaining to these risks.

This material must be preceded or accompanied by a Prospectus. 
Please read it carefully before you invest.

Quasar Distributors, LLC, Distributor
 
Answer all five questions correctly and your name will be entered to win this quarter's prize: $25 Target Gift Card.

Drawing Held October 15, 2010

Private Mortgage Insurance (PMI) is required by lenders for certain mortgages. If you are purchasing a home, what percentage of down payment is needed to avoid being subject to the expense of PMI?

5%
15%
20%
30%

If you are a homeowner and the home is your personal residence, which of the following is usually a tax deductible item?

Principal Payment on your Mortgage
Current Year Utilities Expense
Landscaping Costs
Interest Payment on Your Mortgage

The payment of a monthly mortgage usually includes the following:

Principal, Interest, Taxes, and Utilities
Principal, Interest, Taxes, and Insurance
Interest, Taxes, Utilities, and Insurance
Principal and Taxes

What does the acromyn "ARM" stand for in a mortgage loan?

Adjustable Rate Mortgage
Adjust Rate Monthly
Adjustable Rate Movement
Adjustable Rail Mortgage

If you have a 5-year ARM as your mortgage, what happens after 5 years?

Interest is no longer charged
The interest rate may change
Your mortgage is paid off
You must renegotiate your interest rate

Are you a Monetta Shareholder?

Yes
No                 

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